Individual Proposal — NXTGEN EQUITY

NxtGen Equity — Individual IUL Proposal

Individual Proposal

Client

Client name

Age

Sex (rate class)

Health / rate class

As used on the illustration.

Proposal date

Contribution

Premium amount

Frequency

Planned funding years

How long the client plans to pay premiums.

Protection — from the illustration

Initial death benefit

Living-benefit access (accel. benefit cap)

Chronic/critical/terminal acceleration limit. Optional.

Accumulation — from the illustration

Illustrated rate used

Cash value at retirement

Retirement age (illus.)

Annual tax-free income

Income years (duration shown)

Every figure must come from a current, verified NLG FlexLife illustration for this client at the proposed premium and rate class. This tool only formats numbers you enter — it does not calculate, project, or guarantee anything. Re-verify before each meeting; caps and rates change.