401(k) Alternative Proposal

NxtGen Equity — IUL Proposal Generator

Proposal Builder

Client & Census

Company name

Proposal date

Total employees submitted

Total eligible employees

Employees enrolling

How many are starting a policy.

Contribution

Avg. monthly premium / employee

The premium each enrolling employee funds by EFT.

From the NLG Illustration

Illustrated rate used

Enter the exact rate from the FlexLife illustration.

Projected cash value at retirement (per enrolled employee, avg.)

Est. annual tax-free income (per employee, avg.)

Years to retirement (illustration horizon)

Every figure here must come from a current, verified NLG FlexLife illustration run at the proposed premium. This tool only formats numbers you supply — it does not calculate, project, or guarantee returns. Caps and rates change; re-verify before each client meeting.